@import url("https://fonts.googleapis.com/css2?family=Inter:wght@100;200;300;400;500;600;700;800;900&display=swap");

/* ===== BASE ===== */
* {
  box-sizing: border-box;
  padding: 0;
  margin: 0;
}
body, html {
  max-width: 100vw;
  overflow-x: hidden;
  font-family: Inter, sans-serif;
  overflow-wrap: break-word;
  scrollbar-width: thin;
  scrollbar-color: #888 #f0f0f0;
  scroll-behavior: smooth;
}
::-webkit-scrollbar { height: 5px; width: 3px; }
::-webkit-scrollbar-thumb { background-color: #888; border-radius: 5px; }
::-webkit-scrollbar-track { width: 3px; border-radius: 5px; background-color: #f0f0f0; }

a { text-decoration: none; }
a, a:hover, a:visited { color: #344054; }

/* ===== LAYOUT ===== */
.th-container {
  padding-left: 8%;
  padding-right: 8%;
  width: 100%;
  margin-right: auto;
  margin-left: auto;
}
@media only screen and (max-width: 768px) {
  .th-container { padding-left: 4%; padding-right: 4%; }
}
.th-bg-img {
  background-size: cover !important;
  background-position: 50% !important;
  background-repeat: no-repeat !important;
}

/* ===== UTILITIES: FONT WEIGHT ===== */
.th-fw-100 { font-weight: 100; }
.th-fw-200 { font-weight: 200; }
.th-fw-300 { font-weight: 300; }
.th-fw-400 { font-weight: 400; }
.th-fw-500 { font-weight: 500; }
.th-fw-600 { font-weight: 600; }
.th-fw-700 { font-weight: 700; }
.th-fw-800 { font-weight: 800; }
.th-fw-900 { font-weight: 900; }

/* ===== UTILITIES: FONT SIZE ===== */
.th-12 { font-size: 12px; }
.th-13 { font-size: 13px; }
.th-14 { font-size: 14px; }
.th-15 { font-size: 15px; }
.th-16 { font-size: 16px; }
.th-18 { font-size: 18px; }
.th-20 { font-size: 20px; }
.th-24 { font-size: 24px; }
.th-28 { font-size: 28px; }
.th-32 { font-size: 32px; }

/* ===== UTILITIES: BORDER RADIUS ===== */
.th-br-8  { border-radius: 8px; }
.th-br-10 { border-radius: 10px; }
.th-br-12 { border-radius: 12px; }
.th-br-16 { border-radius: 16px; }
.th-br-20 { border-radius: 20px; }
.th-br-24 { border-radius: 24px; }
.th-br-100 { border-radius: 100px; }

/* ===== UTILITIES: COLORS ===== */
.th-primary-text    { color: #fdb022 !important; }
.th-white-text      { color: #fff !important; }
.th-black-text      { color: #000 !important; }
.th-dark-black-text { color: #152536 !important; }
.th-grey-600-text   { color: #475467 !important; }
.th-grey-700-text   { color: #344054 !important; }
.th-grey-800-text   { color: #1d2939 !important; }
.th-grey-900-text   { color: #101828 !important; }

/* ===== UTILITIES: BACKGROUNDS ===== */
.th-bg-primary { background-color: #fdb022 !important; }
.th-black-bg   { background-color: #000 !important; }
.th-white-bg   { background-color: #fff !important; }

.th-pointer { cursor: pointer !important; }

/* ===== HEADER ===== */
.main-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: #fff;
  box-shadow: 0 1px 8px rgba(0,0,0,0.08);
}
.nav-menu {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  gap: 24px;
  align-items: center;
}
.nav-menu li a {
  color: #344054;
  font-weight: 500;
  font-size: 14px;
  text-decoration: none;
  padding: 4px 0;
  transition: color 0.2s;
}
.nav-menu li a:hover { color: #fdb022; }
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: #344054;
  border-radius: 2px;
}

/* ===== HERO ===== */
.hero-section {
  min-height: 520px;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  position: relative;
  display: flex;
  align-items: center;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0,0,0,0.58);
}
.hero-content {
  position: relative;
  z-index: 1;
  padding-top: 60px;
  padding-bottom: 60px;
}
.hero-content h1 { font-size: clamp(1.8rem, 4vw, 2.8rem); }
.hero-btn-outline {
  display: inline-block;
  padding: 12px 28px;
  border: 2px solid #fdb022;
  border-radius: 30px;
  background: #fdb022;
  color: #000;
  font-weight: 600;
  font-size: 14px;
  text-decoration: none;
  transition: background 0.2s, color 0.2s, border-color 0.2s;
}
.hero-btn-outline:hover { background: #e6a020; border-color: #e6a020; color: #000; }
.hero-btn-primary {
  display: inline-block;
  padding: 12px 28px;
  border-radius: 30px;
  background: #fdb022;
  color: #000;
  font-weight: 600;
  font-size: 14px;
  text-decoration: none;
  transition: background 0.2s;
}
.hero-btn-primary:hover { background: #e09c1a; color: #000; }

/* ===== SECTION HELPERS ===== */
.section-alt { background: #f9fafb; }
.section-eyebrow {
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #fdb022;
  margin-bottom: 6px;
}
.show-more-btn {
  color: #fdb022;
  cursor: pointer;
  font-weight: 500;
  display: inline-block;
  margin-top: 8px;
}

/* ===== WHY CARDS ===== */
.why-card {
  border: 1px solid #e9e9f9;
  border-radius: 16px;
  background: #fff;
  padding: 24px;
  height: 100%;
  transition: box-shadow 0.2s, transform 0.2s;
}
.why-card:hover {
  box-shadow: 0 6px 24px rgba(0,0,0,0.09);
  transform: translateY(-2px);
}
.why-card-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}
.why-card-header h6 { margin: 0; }
.why-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: #fff2d5;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 18px;
  color: #fdb022;
}

/* ===== PRINCIPAL QUOTE ===== */
.principal-quote {
  border-radius: 12px;
  background: #f2f4f7;
  border-left: 4px solid #fdb022;
  padding: 16px 20px;
  margin-bottom: 20px;
  font-style: italic;
  color: #1d2939;
  font-size: 1rem;
}

/* ===== FEE TABLE ===== */
.fee-table-wrap {
  border-radius: 16px;
  border: 1px solid #e9e9f9;
  overflow: hidden;
  background: linear-gradient(299deg, rgba(251,232,255,0.58) 0%, rgba(209,224,255,0.58) 100%);
}
.fee-table-head {
  background: rgba(255,255,255,0.8);
  border-bottom: 1px solid #e9e9f9;
}
.fee-row {
  background: rgba(255,255,255,0.5);
  border-bottom: 1px solid #e9e9f9;
  font-size: 15px;
}
.fee-row:last-child { border-bottom: none; }
.fee-notes {
  padding-left: 20px;
  color: #667085;
  font-size: 0.875rem;
}
.fee-notes li { margin-bottom: 4px; }

/* ===== MANDATORY DISCLOSURE ===== */
.disclosure-heading {
  color: #12141d;
  font-size: 2rem;
}
.disclosure-section-head {
  font-size: 1rem;
  font-weight: 700;
  text-transform: uppercase;
  color: #000;
  margin: 24px 0 12px;
  padding-bottom: 8px;
  border-bottom: 2px solid #fad843;
}
table, th, td, thead, tbody {
  border: 1px solid black;
  text-align: center;
  font-size: 14px;
}
th {
  background-color: #fad843 !important;
  border: 1px solid black;
}
.scroller { overflow-x: auto; }

/* ===== CONTACT ===== */
.contact-info-card {
  background: #fff;
  border-radius: 16px;
  border: 1px solid #eaecf0;
  padding: 28px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}
.contact-info-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  margin-bottom: 24px;
}
.contact-info-item:last-child { margin-bottom: 0; }
.contact-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: #fff2d5;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fdb022;
  flex-shrink: 0;
}

/* ===== FOOTER ===== */
.site-footer {
  background: #12141d;
  padding: 48px 0 24px;
}
.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
}
.footer-links li { margin-bottom: 8px; }
.footer-links li a {
  color: #98a2b3;
  font-size: 0.9rem;
  text-decoration: none;
  transition: color 0.2s;
}
.footer-links li a:hover { color: #fdb022; }

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
  .hamburger { display: flex; }
  .nav-menu {
    display: none;
    flex-direction: column;
    gap: 0;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    padding: 12px 0;
    box-shadow: 0 8px 16px rgba(0,0,0,0.1);
    z-index: 999;
  }
  .nav-menu.open { display: flex; }
  .nav-menu li {
    width: 100%;
    padding: 10px 24px;
    border-bottom: 1px solid #f2f4f7;
  }
  .nav-menu li:last-child { border-bottom: none; }
  .hero-section { min-height: 380px; }
}